Owner-Operator vs Company Driver – Which Is Better for CDL-A Drivers?
- Michael Thomas
- Jul 26
- 2 min read
Updated: Aug 2
Should you become an owner-operator or stick with being a company driver? Compare pay, freedom, expenses, and lifestyle to choose the best CDL career path.
Understanding the Two Paths
When you have your CDL-A, you can either:
Become a Company Driver → Work for a carrier that provides the truck, covers fuel, maintenance, and insurance.
Become an Owner-Operator → Own or lease your truck, choose your loads, and run your own trucking business.
Both have pros and cons, and the right choice depends on your financial goals, risk tolerance, and lifestyle.
How Much Do Company Drivers Make?
Average Weekly Pay: $1,200–$1,800
Miles per Week: 2,500–3,000 miles
Benefits: Paid by the mile or salary, plus potential health insurance & 401(k).
Expenses: Almost none. The carrier covers truck costs, fuel, and insurance.
Best for: New CDL drivers who want stable pay and less responsibility.
How Much Do Owner-Operators Make?
Average Weekly Gross Revenue: $4,000–$6,000
Net Take-Home After Expenses: $2,000–$3,500 per week (varies)
Miles per Week: 2,500–3,500 miles (you choose your loads)
Expenses: Truck payment, fuel, insurance, permits, maintenance.
Best for: Experienced drivers who want higher earning potential and full independence.
Key Differences
Category | Company Driver | Owner-Operator |
Upfront Costs | None | Truck purchase or lease costs |
Pay | Fixed CPM or salary | Higher gross, but variable net |
Freedom | Limited (must follow carrier routes) | Full control over loads & routes |
Risk | Low (carrier takes the risk) | High (business owner risk) |
Maintenance | Carrier pays | You pay |
Pros & Cons of Being a Company Driver
Pros:
Stable paycheck
No truck-related expenses
Health insurance & benefits
Cons:
Limited freedom to choose routes
Lower pay ceiling
Must follow company policies
Pros & Cons of Being an Owner-Operator
Pros:
Higher earning potential
Full independence (choose your loads & schedule)
Build your own trucking business
Cons:
High startup & maintenance costs
Must manage your own business expenses
More responsibility (permits, taxes, insurance)
Which Is Better?
New CDL Drivers: Company driver is better for gaining experience with less risk.
Experienced Drivers: Owner-operator can be more profitable if you manage expenses well.
Team Drivers: Can be successful in either model depending on your partner and freight.
Ultimately, it depends on whether you prefer stable pay & fewer risks or higher pay with full responsibility.
Ready to Take the Next Step?
Whether you want a stable company driving job or you’re ready to become an owner-operator, we can connect you with high-paying freight opportunities nationwide.
